Debt FreeDay 12
Pick your payoff order
Today's talk · preview
Day 12. Today you pick your battle plan.
You're going to keep paying the minimum on every debt. That keeps you safe. But any extra money you find goes to one debt at a time. Which one first? There are two common ways. Neither is wrong. Pick the one that fits you.
Way one. Smallest balance first. You knock out the smallest debt fast, then roll that payment into the next one. Quick wins keep you going.
the rest is in the app
Today's four
- FacePut your debts in the order you'll pay them, using either smallest balance first or highest interest rate first
- SavePack a lunch or eat at home today
- EarnTake one real step toward one of yesterday's fifty dollar ideas
- JournalWhich method did you pick, and why does it fit you?
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Your coach is waiting on Day 1.
A 100 day money reset, with zero shame. A short talk every morning, four tasks, and a coach who won't let you quit.
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