Debt FreeDay 52

Speed up the snowball

Phase: Pick Up Speed
Today's talk · preview

Day 52. Let's talk about speed.

Remember Day 32, when we talked about rolling it forward? When one debt is gone, its payment doesn't disappear. It jumps onto the next one. That's the snowball.

Here's what most people miss. The snowball doesn't only grow when a debt dies. It grows every time you add a little. Five dollars here. Twenty there. A sold item. An extra shift. Every bit you add today makes the next payoff come sooner, and that makes the one after it come sooner too.

the rest is in the app
Today's four
  • FaceAdd up every payment you're making now and write the total you send to debt each month
  • SaveFind one more amount, any size, to add to your first debt this month
  • EarnPoint today's extra income at your first debt
  • JournalHow does it feel to watch the snowball grow?
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