Debt FreeDay 76

When more money comes in

Phase: Build What Stays
Today's talk · preview

Day 76. Let's talk about a quiet trap.

As your debts shrink and your extra income grows, you're going to have more room. And here's what happens to most people. The room fills up. A slightly nicer this. An upgrade on that. Nothing big. Just a little more, every month.

Then one day, you're earning more than ever, and you still feel broke. That's the trap. It doesn't feel like a mistake while it's happening. That's why it works.

the rest is in the app
Today's four
  • FaceList any spending that has crept up since you started freeing up money
  • SaveWrite a rule for your next raise or new income, like how much goes to debt and savings first
  • EarnOne hour on your main extra income idea
  • JournalWhat would you be tempted to spend more on if your income went up, and is it worth it?
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