Debt FreeDay 32
Roll it forward
Today's talk · preview
Day 32. Today, I want to show you why the snowball gets faster.
Back on Day 12, you picked your payoff order. Smallest balance first, or highest rate first. Whichever you chose, here's the move that makes it work.
When one debt is paid off, you don't get to keep that payment for spending. You roll it forward. Its minimum payment, plus your extra, all goes to the next debt on your list. Then when that one's gone, both roll into the one after.
the rest is in the app
Today's four
- FaceWrite down what you'll do with each debt's payment once that debt is gone
- SaveMove five dollars or more into your cushion
- EarnOne hour on your main extra income idea
- JournalWhich debt are you most excited to see disappear, and why?
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A 100 day money reset, with zero shame. A short talk every morning, four tasks, and a coach who won't let you quit.
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