Debt FreeDay 23

Lower one big bill

Phase: Build the Plan
Today's talk · preview

Day 23. Today, you make the call.

Back on Day 9, you asked one company for a better rate. Today, we go after something bigger. Insurance. Internet. Phone. Something you pay every month that might be costing more than it has to.

Here's what to say. I've been a customer for a while, and I'm looking at my budget. Is there a lower rate, a cheaper plan, or any discount I qualify for? Then stop talking and let them answer. If they say no, ask what options would lower it. Sometimes switching plans or providers saves real money.

the rest is in the app
Today's four
  • FaceCall about the bill you picked yesterday and ask for a lower rate or a cheaper plan
  • SaveMove whatever it saves into your first debt
  • EarnAdd up how much that saves you in a full year
  • JournalWhat did you say, and how did they answer?
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Your coach is waiting on Day 1.

A 100 day money reset, with zero shame. A short talk every morning, four tasks, and a coach who won't let you quit.

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