Debt FreeDay 38

Plan for windfalls

Phase: Pick Up Speed
Today's talk · preview

Day 38. Let's plan for good news.

Every so often, money shows up that isn't part of your paycheck. A refund. A bonus. A gift. Something big you sold. And here's the thing. Without a plan, it tends to vanish in a week, and you're not even sure where it went.

So today, we decide ahead of time. Your windfall rule.

the rest is in the app
Today's four
  • FaceWrite your windfall rule, how you'll split any unexpected money between debt, cushion, and fun
  • SaveMove five dollars or more into your cushion
  • EarnList any money that might come your way this year, refunds, bonuses, gifts, or selling something big
  • JournalWhat happened to the last unexpected money you got?
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